Fixed Annuities

A fixed annuity is a great product for people who are looking for a safe place to park their money. The interest earned on fixed annuities is usually higher than interest rates paid at the local banks. To top it off the interest earned on a fixed annuity is also tax deferred until the time the interest is taken of the annuity and spent. This allows for a greater and faster accumulation of money over the same period of time. It will also give you the control over when you pay taxes on the interest you earn.

save money for retirement

Annuities usually go in time periods of as short as 3 years to as long as 10 years with the interest rate guarantee for those same periods of time. Annuities also avoid probate. This means the annuity owner will not have the monies in his or her annuity probated and made public as to what he or she had. An annuity can be an important part of your financial portfolio while providing some excellent diversification so that you don’t have all your eggs in one basket.


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